Commercial Trucking

Trying to navigate the limited options for Motor Truck insurance in the State of New Jersey can be a hassle.  The ASE Insurance Agency has partnered with A+ rated carriers to provide you with the solutions you need. 

From Start-up Owner Operators to Large Fleets ASE has got you covered. We offer all lines of protection for your commercial truck insurance needs, including but not limited to Auto Liability, Non-Trucking (Bobtail Liability), General Liability, Motor Truck Cargo, Physical Damage, Trailer Interchange and Workers Compensation.

Give us a call today at 973-731-6021 or fill out our FREE truck insurance quote form and we will promptly get back to you. 

Primary Liability

Primary Liability Insurance coverage protects you from damage or injuries to other parties as a result of an accident.  This insurance coverage is regulated by State and Federal Government Agencies with proof of coverage being mandated to ensure minimum requirements are being upheld.  Our A+ rated carriers provide coverage starting $35,000 to $1,000,000 or higher depending experience.  Overall premium pricing is determined by risk classification, region located and coverage area, driving records, and history of the trucking operation. For more information, schedule a consultation or call us today.

Physical Damage

We understand that during normal operation you can be faced with uncertainty while on the open road.  Truckers Physical Damage Insurance coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism. Our A+ rated carriers base your premiums on the value of your equipment, this policy is typically required for leveraged or leased vehicles.

Motor Truck Cargo

Who is responsible for your cargo? Cargo insurance protects the carrier in case of lost freight or damaged goods. There is a maximum load limit per vehicle with this policy. Truck insurance coverage limits can range from $10,000 to $100,000 with excess policies available upon request. Pricing for this insurance is mainly dependent on the type of cargo being hauled.

Trailer Interchange

Trailer Interchange Insurance is coverage for the legal liability of truckers for loss or damage to non-owned trailers and equipment which are in the insured’s possession under a written trailer interchange agreement.

Non-Trucker Liability

Non-Trucking Liability (Bobtail Coverage) provides limited liability truck insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer. For example, this coverage would apply when the owner-operator gets their truck washed or brings their trucks into a shop for repairs. Once the owner-operator is under dispatch, they are covered under the Primary Liability insurance policy of the company they are leased to.

Commercial Trucking Services For All Needs.

The ASE Insurance Agency, Has Got You Covered.