General Liability Insurance

General Liability Insurance

If you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.

Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. The Hartford’s liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.

Broad Range of General Liability Protection

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from something your company made or service your company provided
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts
  • Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types

 

 

Personal Information

First Name (required)


Last Name (required)


Street Address (required)


City (required)

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First Name (required)


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Nature of Business


Number of Owners


Gross Annual Sales


Number of Employees


Annual Employee Payroll

Subcontractors Used

Annual Cost of Subcontractors




Prior Insurance

Length of Coverage (Months and Years)


How many additional insureds are required?


How did you hear about us? (required)

111 Northfield Ave | W. Orange, NJ 07052
  P: 973-731-6021 | F: 866-548-7420
  E: elisha@aseinsuranceagency.com
111 Northfield Avenue  |   West Orange, NJ 07052
  P: 973-731-6021 | F: 866-548-7420
  E: elisha@aseinsuranceagency.com

ASE Insurance Agency

© 2019 ASE Insurance Agency, All Rights Reserved

ASE Insurance Agency

© 2019 ASE Insurance Agency, All Rights Reserved

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